RECOVER FROM JOB LOSS

STRUGGLING TO RECOVER FROM JOB LOSS?   ARE YOU LOOKING FOR TIPS, INFORMATION AND RESOURCES FOR YOUR JOB SEARCH AND IDEAS FOR EARNING SOME ADDITIONAL INCOME WHILE YOU LOOK FOR A JOB OR IN ADDITION TO YOUR SALARY.

                                               YOU ARE IN THE RIGHT PLACE

In your endeavor to recover from loss, it is essential that you devote time to rebuilding self-confidence.  This program will be your guide as you reclaim your self-confidence and recover from loss.

CLICK HERE:
The Science of Self-Confidence Training Kit

YOUR CREDIT SCORE AFFECTS YOUR JOB SEARCH

As you seek to recover from job loss, you may also face the loss of your previously excellent credit score.   You need to request a free copy of the report and understand our credit score.  In today’s world, background checks and drug tests on prospective employees have become routine in most industries.  Most job seekers understand that a background investigation will include criminal and employment history.  Unfortunately, many do not realize that the majority of all background checks also include your credit score.  Consent is required for release of this information.  Ask if the consent to a background check includes a credit report.     When consent is given for a background check, be sure you know in advance what to expect.  Every American is entitled to an annual free credit check.  Be sure you request this report.  This will provide the opportunity to resolve any errors on your credit report.  If there is any legitimate negative information on the report, you can attempt to resolve the problem or, at the very least, be prepared for tough questions from a prospective employer.

A low credit rating can affect your chances of a job offer.  This is especially true if the open position includes any financial responsibility.  If your job search includes a recruiter, be sure you keep the recruiter informed of any negative information that may be revealed.  This will enable the recruiter to counsel you on whether the situation should be discussed with a prospective employer.  Depending on the company and the position, a low credit score may be the end of a job possibility.  If this is the case, do not waste your time or the time of the interviewer.   On the other hand, the recruiter may be able to discuss the situation with the employer and pave the way for an interview and ultimate job offer.  Many employers are willing to hire candidates with financial problems and credit flaws are not an automatic “no”.

In summary, as part of your job search, do your homework and obtain a copy of your credit report, resolve any errors, take steps to improve the score and be honest.  With honesty and a positive attitude, a prospective employer may be willing to give you the opportunity to prove yourself worthy of the job.  At some point, you need to work on recovery and improvement of your credit score.

As you recover from job loss, you will need to research, study and prepare for your future career position.  With the right research, preparation, practice and belief, you will find yourself in that ever important interview.  Rehearse your interview skills, work on your attitude and get ready to negotiate your next career position.  None of these steps to a new job and complete recovery from loss will come to you without hard work and perseverance, but remember that YOU ARE WORTH IT!

AN IMPORTANT JOB INTERVIEW QUESTION

Why did you leave your last job?  It is extremely important that you provide honest accurate answers and the answers need to conform to your resume.  If you were part of a major layoff when the company closed, the answer should be simple.  If there was a company merger or the company downsized, mention this and move on.  These situations are common in today’s world but many times we engage in the blame game.  It was our fault, our supervisor, the CEO, the president of the United States, our spouse, the dog, and we search for a place to dump the blame.  In reality, it just is what it is and there is no blame to be assigned.  You need to let go of the anger and resentment.  Otherwise, your answer to this simple question can kill your opportunity for a new job.   Until you deal with any negative feelings about the job loss, it will impact your answer.  You can provide a terrific response with all the right words and your smile can be a winner for the next Crest Toothpaste ad, but your attitude and body language can overshadow and out shout the words and smile.  If you were terminated, provide a brief an honest answer.  Comment on the valuable lesson learned and how you benefited from the negative experience and move on.  No matter what happened at your former job, never ever make a negative comment about the company, your supervisor or co-workers.  Rehearsal for the interview with an honest trusted associate should eliminate the possibility that any negativity on your part will seep into the interview.   

KEEP YOUR JOB SEARCH ORGANIZED.    It is wise to have a separate personal
email account for the online networking and discussion groups.  There are several
free email accounts available.

                              CHECK HERE FOR HELP WITH YOUR RESUME

MORE THAN ONE RESUME'?  Yes, if you have skills that can be transferred to different industries.  Be sure you prepare a resume' specific to the industry that has requirements and skills that you can meet.   Do not be dishonest because the truth will soon be discovered.

BE SURE TO:

    
KEEP A RECORD OF RESUMES' SENT
BE SURE TO WRITE DOWN APPOINTMENTS
USE A CALENDAR AND MAKE NOTES

"Always bear in mind that your own resolution to succeed is more important than any one thing."
                                                        Abraham Lincoln

WHAT IS NETWORKING?  It can be as simple as talking to your neighbors - let them know you are looking for a job.  How about your church?  You can have a conversation in a waiting room at the hairdresser or doctor.  Get involved in some volunteer work and let everyone know you are looking for a job.  Get on the Internet - it can be a valuable tool - post messages in appropriate chat rooms.   In your job search and as you recover from job loss, networking will be a critical part of the plan.